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In order to achieve your goals and objectives, we guide you in the development and implementation of an appropriate asset allocation that maximizes future benefits while allowing for your specific spending constraints. Based on past, present and future asset class risk and return statistics, we help build the asset class mixes which will bring you greatest profit, without taking too many chances. This gives you the necessary information to meet your goals and objectives, within your investment guidelines and risk. Several factors are used to determine an asset allocation strategy, including:
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Current and future liabilities of the plan or investment pool |
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Time horizon of the portfolio |
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Liquidity needs |
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Assumed variability of returns or risk tolerance |
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Expected rate of return |
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Selection of asset classes |
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The willingness or ability of the plan sponsor or fiduciary to make further contributions. |
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